Maximize approval rates with our trusted Lender partners.
UMI Technologies connects customers with lenders, enabling merchants to offer flexible financing options. Our platform streamlines the loan process, helping businesses boost sales while providing customers with easy access to credit.
Smart Calculator
UMI’s app recommends the best loan terms and down payment options —helping customers make informed choices instantly.
Insurance Options
Offer added security with built-in Loan Protection and Goods Protection — giving both agents and customers peace of mind.
Anti-Fraud System
The app ensures secure verification through mobile number checks, liveness detection, ID/selfie matching, and automatic data validation.
Instant Offer Matching
While completing the application, real-time loan offers appear—letting customers compare and select the best available terms on the spot.
In-App Overdue Calls
Enable agents to make follow-up calls directly from the app to assist customers with overdue payments and improve collection rates.
Automated Viber/Telegram chatbots send payment reminders and how-to-pay instructions to keep borrowers informed and on track.
Cash Loans
Instant access to cash loans up to ₱10,000 for first-time borrowers with grace period — more flexible options for repeat clients.
Let customers apply for product loans anytime, anywhere through Remote Orders. Sales Agents can start the process even before a store visit.