HOW IT WORKS: For Merchants

UMI seamlessly integrates with your POS system to offer customers instant financing options at checkout.

HOW TO BECOME AN AGENT

UMI Agents help connect people to financing solutions — all through the app. It’s a flexible way to earn commissions by simply sharing loan applications and assisting clients, anytime and anywhere.

Step

01

Onboarding

Download the UMI App using the link we provide and register your account by completing basic information and verification. Once approved, your agent profile will be activated.

Step

02

Training

Get access to onboarding materials or attend a short training session. Learn how to use the app, guide clients through loan applications, and earn commissions efficiently.

Step

03

Share Loan Applications

Start helping clients by sending loan application links via chat, SMS, or email.

Step

04

Earn Commission Instantly

Get paid for every approved loan — commissions are sent directly to your GCash account.

01

Onboarding

Download the UMI App using the link we provide and register your account by completing basic information and verification. Once approved, your agent profile will be activated.

02

Training

Get access to onboarding materials or attend a short training session. Learn how to use the app, guide clients through loan applications, and earn commissions efficiently.

03

Share Loan Applications

Start helping clients by sending loan application links via chat, SMS, or email.

04

Earn Commission Instantly

Get paid for every approved loan — commissions are sent directly to your GCash account.

01

Onboarding

Download the UMI App using the link we provide and register your account by completing basic information and verification. Once approved, your agent profile will be activated.

02

Training

Get access to onboarding materials or attend a short training session. Learn how to use the app, guide clients through loan applications, and earn commissions efficiently.

03

Share Loan Applications

Start helping clients by sending loan application links via chat, SMS, or email.

04

Earn Commission Instantly

Get paid for every approved loan — commissions are sent directly to your GCash account.

Process

Process

Process

Features

Features

Features

Perks of Being a UMI Agent

Perks of Being a UMI Agent

Perks of Being a UMI Agent

UMI empowers you to earn on your own terms while learning about digital lending and financial tools. With easy setup, flexible commissions, and full in-app support, it’s the smartest way to start your journey as a trusted credit advisor.

Hassle-Free Setup

Get started in minutes — no complex requirements. Just register and start helping clients through the app.

Flexible Earnings

Earn commissions per approved loan, with payouts sent directly to your GCash as early as the next business day. The more you help, the more you earn.

Be an Expert in Financial Products

Gain knowledge and hands-on experience with digital lending and insurance — build your skills while earning.

Full Support & Tools

UMI gives you access to training, automated reminders, and in-app features to help you close more deals with ease.

Testimonials

"When I started with UMI, I was nervous about handling financing, but the training really helped. Now I can guide customers confidently. It feels good knowing I’m not just selling, I’m helping people bring home something they’ve saved up for."

"When I started with UMI, I was nervous about handling financing, but the training really helped. Now I can guide customers confidently. It feels good knowing I’m not just selling, I’m helping people bring home something they’ve saved up for."

"When I started with UMI, I was nervous about handling financing, but the training really helped. Now I can guide customers confidently. It feels good knowing I’m not just selling, I’m helping people bring home something they’ve saved up for."

-Pauline Sampanga, Sales Agent, Zambales

"I’ve worked in retail for years, but with UMI, it’s the first time I’ve received regular incentives on top of my salary. It’s motivating. Every approved loan means someone got what they needed, and I earned from it too."

"I’ve worked in retail for years, but with UMI, it’s the first time I’ve received regular incentives on top of my salary. It’s motivating. Every approved loan means someone got what they needed, and I earned from it too."

"I’ve worked in retail for years, but with UMI, it’s the first time I’ve received regular incentives on top of my salary. It’s motivating. Every approved loan means someone got what they needed, and I earned from it too."

-Laani Garbo, Merchant Sales Agent, Laguna

WHAT THEY SAY

WHAT THEY SAY

WHAT THEY SAY

Be a Partner

Join UMI Technologies as a Merchant, Lender or Agent partner and grow your business with smart financing solutions. Access our all-in-one platform, enjoy faster transactions, and offer flexible payment options to your customers—backed by real-time support and seamless integration.

Be a Partner

Join UMI Technologies as a Merchant, Lender or Agent partner and grow your business with smart financing solutions. Access our all-in-one platform, enjoy faster transactions, and offer flexible payment options to your customers—backed by real-time support and seamless integration.

Be a Partner

Join UMI Technologies as a Merchant, Lender or Agent partner and grow your business with smart financing solutions. Access our all-in-one platform, enjoy faster transactions, and offer flexible payment options to your customers—backed by real-time support and seamless integration.

Contact Us

Contact Us

Contact Us