HOW IT WORKS: For Merchants
HOW IT WORKS: For Merchants
UMI seamlessly integrates with your POS system to offer customers instant financing options at checkout.
UMI makes financing simple, secure, and fast—all in one app.
One App, Multiple Lenders
Our agent app streamlines the process with a single form that connects to multiple lending partners—no need for separate applications or contracts.
Smart Loan Matching
Our built-in calculator recommends the best-suited terms based on the customer’s profile. Offers can appear in real-time—even while the form is being completed.
Flexible Incentives
UMI incentives are designed to ensure 100% alignment. The more you sell, the more you and your team earn—encouraging both volume and quality.
Faster Payouts, Simpler Reconciliation
Merchants receive payouts the next business day. Access all sales data and transaction reports easily via the UMI dashboard.
Remote Order
Let customers apply for loans anytime, anywhere — even before visiting a store. Sales Agents can initiate the loan process remotely via a shared application link. Ideal for online leads or when staff are managing multiple walk-ins.
In-Store Order
Process loan applications directly at the store while the customer is present. Perfect for walk-in buyers ready to purchase on the spot. UMI’s in-app tools ensure fast approvals, real-time loan matching, and a seamless checkout experience.
Gain Actionable Insights to Better Understand Your Customers
Access a powerful dashboard with real-time data on loan applications, approvals, and customer behavior. UMI helps you track performance, identify trends, and make informed business decisions — all in one place.
