HOW IT WORKS: For Merchants
HOW IT WORKS: For Lenders
UMI seamlessly connects you to a network of merchants and borrowers, enabling real-time loan offers and instant financing decisions — directly at the point of sale.
Enhance your lending operations with additional tools from UMI. Customize the experience to fit your risk strategy and customer journey.
Lender App Download Support
UMI can prompt customers to download your lending app as part of the loan application flow — ideal for lenders who want to onboard users into their own ecosystem.
In-App Overdue Calls
Enable agents to make follow-up calls directly within the UMI app to assist borrowers with overdue accounts and support your collection efforts.
Chatbot
Integrate with UMI’s chatbot (Viber or Telegram) to send automated reminders, payment instructions, and updates directly to borrowers.
Mobile Lock Capability
Option to remotely lock financed mobile devices in case of missed payments — available for lenders offering device-based financing.